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Expert Advice Across Financial Planning, Mortgages, Wills and Probate

Financial Planning, Mortgage & Estate Advice Across the UK

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Our Services

Three pillars of lifelong financial wellbeing.

Financial Planning Advice | Mortgage & Protection Advice | Wills & Probate Advice.
Financial Planning Advice

Expert Financial Planning for Your Future

Our qualified financial advisers provide comprehensive, personalised advice to help you build, protect, and grow your wealth over the long term.

Get Expert AdviceExpert Financial Planning for Your Future
Mortgage and Protection Advice Services
Mortgage & Protection Advice
Mortgage Protection Advisor
Mortgage Protection Advisor
Equity Release Advisers
Equity Release Adviser
Mortgage Protection Insurance
Mortgage Protection Insurance
Mortgage & Protection Advice

Mortgage & Protection Solutions

Whether you are buying your first home, remortgaging, or releasing equity, our mortgage advisers will secure the best deal for your circumstances.

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Ready to Speak with an Adviser?

Book a free consultation with our team and get clear guidance tailored to your goals, questions, and circumstances.

Wills & Probate Advice

Secure Your Legacy with Expert Legal Guidance

Our specialist team helps you protect everything you have worked for, ensuring your wishes are honoured and your loved ones are provided for.

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Wills and Probate Services
Wills & Probate Advice
Lasting Power of Attorney Service
Lasting Power of Attorney Service
Business Lasting Power of Attorney Service
Business Lasting Power of Attorney
Free — No Obligation

Ready to take control of your financial future?

Book a free, no-obligation consultation with one of our expert advisers. Whether you need financial planning, mortgage advice, or estate planning — we are here to help.
About Prescient Wealth & Estate Management

About Prescient Wealth & Estate Management

Prescient Wealth & Estate Management (PWEM) was founded by Alex, Luke, and Craig - three experienced specialists who frequently collaborated while advising their own clients.

Recognising a natural crossover in their expertise, they often referred clients to one another.

It soon became clear that working together as one team would provide a more streamlined, efficient service and ultimately deliver better outcomes for clients.

About us
Why Choose Prescient

The advice you deserve.

The trust you can rely on.

We are not a call centre. We are a dedicated team of qualified advisers who take the time to understand your life, your goals, and your concerns — then build a plan that actually works for you.
Whole-of-Market Independence
One Team, Three Disciplines
Long-Term Relationships
Proven Track Record
Why Choose Prescient
Client Reviews
What Our Clients Say

"Prescient completely transformed my understanding of retirement planning. Their advice was clear, jargon-free, and genuinely put my interests first."

Sarah Thompson
Retirement Planning Client

"We came for a mortgage review and left with a full financial plan. They handled everything, our mortgage, protection, and even our Wills. Outstanding service."

David & Claire Hutchins
Mortgage & Will Writing

"I have been a client for eight years. Every time my circumstances change, Prescient adapts my plan accordingly. I couldn't imagine trusting anyone else with my finances."

James Okafor
Investment & Pension Advice

"The team made the whole process simple and stress-free. They explained everything clearly and helped us make confident financial decisions."

Emma Richardson
Financial Planning Client

"Professional, honest, and extremely helpful. The advice we received was tailored to our goals and gave us real peace of mind."

Michael Bennett
Pension Advice Client

"Excellent service from start to finish. They listened carefully, answered every question, and gave us a clear plan for the future."

Rachel Morgan
Investment Advice Client

Financial Advice Blog

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Prescient Wealth accreditations: Xero Silver Partner and ICAEW Chartered Accountants
Copyright © 2026 Prescient Wealth & Estate Management

"Prescient Wealth and Estate Management is a trading name of Venture Wealth Management ltd. Venture Wealth Management Ltd is an Appointed Representative of Rosemount Financial Solutions (IFA) Limited which is authorised and regulated by the Financial Conduct Authority. Entered on the FCA Register (https://register.fca.org.uk/) under reference 535515. Venture Wealth Management Ltd is registered as a Company in England & Wales No. 16249608. Registered Address: 16 Sutton Road, Seaford, England, BN25 1RU.